Fatma Maleki Ardebili

• Respond promptly to official Volkswagen Importers’(customers) inquiries. • Investigating and solving customers’ problems, which may be complex or long-standing problems. • Uses SAP System to retrieve customer information,stock status info, the status of purchase orders and to make changes on customer purchase orders. • Compiling and analysing sales figures and reporting to Area Sales Manager. • Prepares sales presentations related with the area of Sales.

• Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money for corporate and commercial business clients, banks and financial institutions. • Generate financial ratios to evaluate customers’ financial status. • Complete loan applications, including credit analyses and summaries of loan requests and submit to loan committees for approval.

of new corporate and commercial clients. • Managing the marketing activities of financial products and services to corporate and commercial clients according to bank strategies. • Comprehensive credit analysis assessment for the clients in portfolio. • Following regularly credit – performance risk and profitability of corporate-commercial clients in portfolio. • Involving in the clients’ long-term borrowing projects such as Hydro Electric Power Plant, Hotel, Ship and Shipyard investments.

• Acquisition of new corporate and commercial clients. • Managing the marketing activities of financial products and services to corporate and commercial clients according to bank strategies. • Comprehensive credit analysis assessment for the clients in portfolio. • Following regularly credit – performance risk and profitability of corporate-commercial clients in portfolio. • Involving in the clients’ long-term borrowing projects such as Hydro Electric Power Plant, Hotel, Ship and Shipyard investments.

• Comprehensive credit analysis assessment for new and existing clients. • Credit analysis assessment for Corporate Banking activities of tender action aimed investment projects in various fields of Heavy Industry (Substructure, Transportation, Natural Gas, Energy, Superstructure, Defense Industry etc.), Construction, Hotel investments, Ship and Shipyard investments. • Examining the risk of given credit by making financial analysis and evaluating information from external and internal sources.

• Comprehensive credit analysis assessment for new and existing small business clients. • Investigating and developing all types of credit and financial information to find out credit risk for taking appropriate credit decisions. • Examining the risk of given credit by using credit decision model and setting the credit limits. (Checks the score and make changes by using judgement if needed within a defined limit and the credit risk score.)